NYC Faith-Based Lifestyle & Wholistic Wellness Coach & Consultant
While the best things in life are free, money is needed to pay the bills; therefore, getting financially healthy is important. One of the biggest stress for many is “finances”. “Do I have enough for a rainy day?” “What will happen if I lose my job?” How about the unanticipated expenses that can put a dent in your monthly budget-like medical expenses, the car breaking down, or a new computer is needed.
Worrying about money impacts your total health and that is why improving your financial health is important to prevent and/or minimize the stress created by your financial situation. Making a monthly budget is a good place to start. Take it one step further and have a weekly expense budget for the every day essentials. How much do I need for groceries, transportation (travel to and from work, school, appointments), and incidentals? You may even benefit from a free consultation with a financial planner or advisor.
1st portion (33%) – is used for your current living expenses (rent, utilities, groceries, etc.)
2nd portion (34%) – is saved for your retirement.
3rd portion (33%) – is for the “surprises“. This is for “rainy days (bad surprises)” and “fun and special plans”, the “good surprises“. Good surprises such as a vacation you always wanted, that house you have always dreamed of, or perhaps it is a car.
Learn more about me and the unique approach that I use to help you become the best you possible—book a free consultation today to take the next step on your wellness journey.